Be Prepared Before the Storm:
Everyone needs to be prepared for the unexpected. Follow these tips:
- Meet with your family to create an emergency plan.
- Post emergency numbers by the telephone, and save important contact
information to your smart phone.
- Know how and when to turn off water, gas, and electricity.
- Take pictures of your insurance policies - so they are handy and/or stored on your phone for easy and portable access!
- Take all necessary steps to protect your property from further damage, for example: Secure outdoor furniture; remove loose tree limbs.
- Prepare your generator for use in the event that your home or business loses power.
- Move cars to higher ground to avoid any flooding.
- Create TWO emergency kits: one for your home and one for your car.
- Follow us on social media for up-to-date storm information.
Still not sure if you should have flood insurance? Remember that homeowners insurance does NOT cover damage caused by a flood. Click here to determine how much flood insurance costs.
Looking for a Trusted Contractor? Click here for our Clients Helping Clients Network of trusted, insured contractors in all areas of recovery & restoration.
Hurricane Preparedness Brochure compliments of Narragansett Bay Insurance Company
- Home & Business Construction/Remodeling
- Auto and Truck repair
- Fire/Wind/Water Restoration & Recovery
- Other areas of recovery
- Real Estate
We encourage all of our clients who suffered storm damage to register and file a claim with FEMA - even if you have flood insurance. There are multiple ways to do this:
By phone: 1-800-621-3362
Please click here for 24 hour Claims contact information for your insurance carrier.
FAQs from a Flood Adjuster
The Small Business Administration offers easy to qualify low interest loans for businesses AND individuals who need funds to rebuilt or replace. They recommend that you apply and secure the line of credit or loan, even if you are not sure that you’ll need or use the funds. There are no fees to apply and unsecured, long term loans are available.
Main Street Disaster Relief Program
2012 Hurricane and Tropical Storm Recovery Assistance Information for Small Businesses
Financial Resources for Business Recovery
NJ State Portal for NJ Businesses
Department of Insurance & Banking
New Jersey Homeowners whose properties have been damaged by floodwaters but do not have flood insurance, and where homeowners insurance doesn’t provide coverage, may be eligible for a special HUD 203K loan program providing money to rebuild their homes at very low interest rates.
To learn more: go to www.hud.gov
Jersey Shore Chapter of the American Red Cross
1540 West Park Avenue Ocean, NJ 07712
How to Build an Emergency Kit!
Testimonials from our Clients:
"We were very happy with NBIC's handling of our claim. We have 2 properties with them and they came through very well and we were so happy with their response time." - Harvey, Flanders resident and CCW client
"We were very lucky to have a helpful agent and insurance company!" - Allaire Village, Farmingdale, NJ - successful closed claim.
"None of our quick recovery would have been possible without you. When I started my company, you told me exactly what I needed for coverage, how to protect myself with worker’s compensation, gave me a million dollar umbrella policy AND business interruption insurance. Thankfully you cared enough to make sure my business was covered when I started out when I didn’t know any better." - Hurricane Sandy survivor and Business Owner in Bayville, Michelle.
"Emily has helped us so much since the storm (Sandy) that we do not know what we would do if we did not have her to talk to!” - Mr. and Mr. N – longtime clients and Hurricane Sandy survivors
"Our thanks for your quick and efficient handling of our insurance claim for the signs lost to Sandy. We received the check, which represents the full value minus our deductible, today." - Mike, from the Belmar Business Partnership
"Your emails to us your customers were so sweet and nice, and just real comforting. You run a fine business." - Linda, a Hurricane Sandy Survivor
"I was so pleased and happy with Plymouth Rocks’ response to my Hurricane Sandy homeowner’s claim and how promptly I received payment." - Jeffrey T., a CCW Client since 2001