Saving Money on Auto Insurance for Teen Drivers

Saving Money on Auto Insurance for Teen Drivers

Parents experience plenty of mixed emotions when it comes time for their teens to get a driver's license and hit the road. And for teen drivers, the financial aspect of auto insurance can be daunting, not to mention navigating complicated insurance terminology and all the different options and levels of coverage.

Fortunately, working with a New Jersey independent insurance agency can help you get the best price on auto insurance for your whole family!

As licensed Insurance Advisors with many years of experience, we review auto insurance plans from a variety of insurance providers to help you choose the plan that is best for you- in price and level of coverage.

We know teen drivers and their parents want to save money, so take a look at these tips for cutting car insurance costs for teens, and be sure to visit our Teen Driver page for more info.

When purchasing a car with your teen driver, consider the following:

  • Look up your car in the Kelley Blue Book to get an idea of the value. If the car is not worth more than the deductible, consider dropping collision and comprehensive coverage. If not, you could end up paying more in premiums than you'd be able to recoup if the car were totaled.


  • Did you know that for teen drivers who go to college over 100 miles away and don't take a car, it's often possible to get a break on the premium? Be sure to ask us about this, because it could save your family a lot of money while still allowing the teen driver to be covered when home for holidays and other school breaks.


  • Look into multipolicy discounts that combine auto insurance with homeowners insurance. Adding an umbrella policy can also help you save money while giving you extra coverage.


  • Shopping around is an important part of getting the best price for teen driver auto insurance. Working with a NJ independent insurance agency, like CCW Insurance, takes the stress off you, because we not only do the legwork, but also provide plenty of experience to help you make your decision.


If you're looking for teen driver insurance in New Jersey, get in touch with us today for a detailed review of your situation. We'll help you determine what's right for you and your teen! Call CCW Insurance  at 732-280-2800 or email us at We also invite you to follow us on Facebook and Twitter!


photo via Flickr