Most people will purchase insurance for a rental car when it is offered to them by a car rental agency. This makes sense, as you obviously don’t want to get caught in a car accident without insurance. However, do you actually need the additional coverage?
Rental insurance can be quite expensive, which means it’s a huge waste of money if you don’t need it. However, many people don’t want to risk getting into an accident because they are afraid that their personal car insurance won’t cover their rental car.
Before you decide to play it safe and purchase the optional rental insurance, or dismiss it with the hopes that nothing will happen, contact your us today at 732-280-2800 or firstname.lastname@example.org to find out the details of your personal car insurance policy. There’s a good chance that your personal car insurance coverage will actually carry over.
If you use a credit card to rent the car, there’s a good chance that one of the benefits provided by your credit card is a more affordable care rental insurance rate – so be sure to find out if your credit card has such a benefit.
One thing that you should keep in mind, however, is that even if your personal car insurance will carry over, it may not cover the loss of value, loss of use or any administrative fees charged by the rental company.
Before you rent your next vehicle, contact CCW Insurance to ensure that your insurance needs are covered.
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