When it comes to protecting your assets, whether it's your home and everything within or your business and everything it contains, you’ll want to buy insurance. However, whether you’re buying homeowner’s insurance or business insurance, it’s important to realize that you won’t be covered for every event. For example, most basic insurance policies do not provide earthquake coverage, so you'll want to consider investing in earthquake insurance.
Earthquakes can do a lot of damage. Not only can the tremors caused by an earthquake cause valuable items to fall off shelves and break; they can do serious damage to the structure of your home or building as well. In fact, earthquakes can cause serious damage to the foundation of buildings, which can be incredibly expensive to repair.
You may not think that you need earthquake insurance if your property is located in an area where earthquakes are not very common. However, it’s always better to be safe rather than sorry. Earthquake coverage usually doesn’t cost a whole lot more either and knowing that your home or business and all the contents within have an extra layer of financial protection can be worth the peace of mind. Not to mention that some areas of the country have experienced earthquakes where you may not have expected it – such as Virginia only a few years back, where the aftershocks ended up damaging the Washington monument!
Consider purchasing earthquake insurance for added protection to your property. For more information about earthquake insurance, be sure to contact us at CCW Insurance today.
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