Personal & Family Coverage: Homeowner’s Insurance

Click and Learn about Homeowner's Insurance, the easy way!

 

Keep Your Family Safe

Your home is much more than a place to live. It's where life happens. Whether you're moving into your very first house or enjoying your shore retreat, bring peace of mind home with a homeowner's policy that protects your home, family, and belongings.

Property & Liability

All homeowner's policies cover two important areas: property and liability.

  • Property: Covers your structures and possessions.
  • Liability: Covers you if you are legally obligated to pay money to another person for actions caused by you, your family, or your property. Liability also extends to medical payments to others for injuries caused by you or your family.
  • Additional Coverage that can be purchased to supplement your homeowners insurance: Flood Insurance, Umbrella Insurance, Valuables/Jewelry coverage. These are NOT included in a basic homeowners insurance policy. We are here to help you determine what supplements are best for you!

Secondary or Vacation Home

Owning a second home can be a good investment as well as a great luxury - especially if you use it as your vacation home. However, before you begin looking for a second home to invest in, you should be aware that insurance for a second home is going to be a little different than insuring your first home. Talk to us today and we can help customize an affordable secondary home insurance policy that addresses all your maintenance and liability concerns.

Renting your Home? 

Whether it is a weekly, monthly, or annual rental of your primary or secondary home - the insurance company needs to know what’s going on or they may decline coverage at the time of the claim. Talk to us! We can help you navigate how to make sure your insurance policy will respond when you need it.

Does your NJ Shore house have the best homeowners insurance available?

Are you looking for homeowners insurance for your New Jersey Shore home? Coastal homeowners insurance requires a special touch, and we're known far and wide as THE "Go-to source"  for the best coverage the market has to offer. We've done our homework, we've built strong relationships with the best insurance companies in the state, and we know what's out there.

Even if you're right on the beach, we'll walk you through options to protect your investment...so you can get back to enjoying your home away from home!

Get in touch. Call us today at 732-280-2800. We'll help you find the right homeowner's policy that keeps you protected.