Learn the Key Facts Regarding Motorcycle Accident Coverage

Learn the Key Facts Regarding Motorcycle Accident Coverage

Motorcycles tend to be considered more dangerous to use than other vehicles not because motorcyclists are more likely to get into accidents than other vehicles, but if they do they are more likely to be injured. According to the National Highway Traffic Safety Administration, 4,668 people died in motorcycle crashes and 88,000 motorcyclists were injured in 2013. It's why motorcycle accident coverage in New Jersey is so vital.

motorcycle accident coverage in New Jersey

Source: iStock.com/ mihtiander

The following are a few more key facts you should know about motorcycles:

  • Around 50 percent of all motorcyclists killed in crashes in 2013 were aged 40 or over. The reasoning behind this? Older rides are more likely to experience a decline in vision and reaction time than younger riders. They also tend to favor larger model motorcycles, which roll over more often.
  • Roughly 27 percent of those that were killed in motorcycle accidents in 2013 were found to have a BAC of 0.08 or higher - above the legal limit. This is a huge number and it shows why you should never a motorcycle if you've been drinking.
  • Around 34 percent of those that were killed in motorcycle accidents in 2013 were speeding. Obey the traffic laws while on your motorcycle and you'll improve your chances of not getting into an accident.

Many states will provide discounts on motorcycle insurance premiums if you complete a motorcycle training course. For information about approved motorcycle training courses or for information about motorcycle accident insurance coverage in New Jersey, contact us at CCW Insurance.

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