Just in Case: Summer Flood Insurance

Just in Case: Summer Flood Insurance

While much of the western U.S. is faced with record-breaking droughts and a fire season, those of us on the East Coast are bracing ourselves for the rainy season. Summer months are typically the rainiest for those of us who live in New Jersey, especially low-lying regions, which means its important to protect your home against flood risk.

lightning While you can't do anything to control Mother Nature, you do have the ability to protect yourself, your home, and your assets by investing in flood insurance. As a flood insurance provider, CCW's flood insurance policies are underwritten by the U.S. Government as a part of their National Flood Insurance Program (NFIP). We only partner with insurance carriers who have a tried and true record to ensure our clients can have complete faith in their flood protection policies.

Here are some quick facts about flood insurance:

  • Contrary to what most homeowner's believe, flood insurance is not an automatic part of a homeowner's insurance policy.
  • If you live in a flood zone, your homeowner's policy probably requires you to carry flood insurance.
  • If you have an older home, you may want to add additional riders to your flood insurance policy since older building materials are less water resistant than their modern counterparts.

After your home is flooded, you'll have a little work to do to protect it from mold damage. The right insurance agents will make sure that all of your bases are covered.

To learn more about New Jersey flood insurance providers, contact CCW for further insight.

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