The summer isn't far off, which means that many people will be breaking out their water sport equipment soon enough, from jet skis to boats. If you plan on taking part in water sports over the summer, then you should strongly consider picking up water sports insurance.
One of the best ways to enjoy the summer weather is by taking your boat out onto the water. However, many boat owners make the mistake of thinking that their boats are covered by their homeowners insurance policies. This usually only applies to smaller boats that don’t have engines. In order to protect your investment, you should pick up boat insurance. Though you should note, if your boat is larger than 27 feet, you’ll need yacht insurance.
Some of the specific coverage you’ll want to consider includes hull insurance, replacement cost coverage, and liability insurance. Hull insurance will help to cover direct damage that occurs on your boat. You’ll definitely want liability insurance, whether you have a boat or water skis, in the unfortunate event that someone is injured on or as a result of your water sports equipment.
It doesn't matter how much confidence you have in your ability to use your water sport equipment – accidents can happen at any time. They may not even be your fault – they could happen as a result of a malfunction in your water sports equipment that results in the injury of another party.
Get your water sports insurance today by contacting us at CCW Insurance.
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