Category Archives: Homeowner

Homeowners Claim? Here’s What You Need to Know
If anyone has been injured on your property, if something has been stolen or if your property or anything within it has been damaged or vandalized, then you'll want to file a claim with your insurance company. The following are a few tips for filing a homeowners claim: [caption id="attachment_5717" align="alignright" width="300"] Source: iStock.com/KUO CHUN…
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5 Homeowners Insurance Mistakes You Want to Avoid
Making mistakes with your homeowners insurance can end up costing you a lot of money, both in terms of your premiums as well as when it comes to making a claim. The following are five homeowners insurance mistakes that you should avoid in order to ensure your homeowners insurance safety: [caption id="attachment_5711" align="alignright" width="300"] Source:…
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What You Need to Know About Insuring Your Second Home
Owning a second home can be a good investment as well as a great luxury - especially if you use it as your vacation home. However, before you begin looking for a second home to invest in, you should be aware that insurance for a second home is going to be a little different than…
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Are You Covered If a Tree Hits Your New Jersey Home?
Trying to figure out what's covered and what isn't covered when it comes to homeowners insurance in New Jersey can be a little tricky. There are a lot of different situations in which damage can occur to your home. For example, are you covered if a tree hits your New Jersey home? [caption id="attachment_5702" align="alignright" width="300"]…
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Effective Precautions to Prevent Electrical Fires in Your Home
We depend on electricity in order to live comfortable and convenient lives. However, it’s important to know that electricity can be dangerous. Remember, electricity generates heat, which means that electric fires can occur. The following are a few tips on preventing electrical fires in your home: Call an electrician if you notice signs such as…
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Is Your Home Wiring Properly Installed?
Your home's electrical wiring is probably the last thing on your mind. This is understandable since the bulk of it lives invisibly between your interior wall spaces. Yet, improper or unsafe wiring can lead to house fires that cause irreplaceable and costly damage to your home's structure as well as your possessions. Home Wiring Safety:…
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Understanding Dog Owners’ Liability Insurance
Most dog owners don’t really think about dog owners’ liability insurance. They neglect to think about what might happen if their dog happened to attack or injure another person – usually because most owners can’t comprehend the suggestion that their dog could ever do such a thing. Fortunately, if you own a dog, then odds…
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Don’t Get Burned- Fire Prevention Tips for your Home
[caption id="attachment_4184" align="alignleft" width="300"] Learn how to protect your home and property during Fire Prevention Month. Source: morgueFile[/caption] Out of all the things that can cause damage to your home, fire is one of the most dangerous. In fact, over 3,400 people die in fires every year – and that’s just in the United States.…
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Homeowner’s Insurance does NOT cover Flood
Spring 2013- With the beginning of Hurricane Season on June 1st, Superstorm Sandy still weighs heavily on our minds here at the Jersey Shore.  Each year, homeowners and business owners across the nation sustain significant weather-related property damage due to floods. These can include losses caused by waves, tidal waters, the overflow of a body…
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FEMA Alters New Jersey Flood Insurance Maps
Protecting your home and your financial situation with New Jersey flood insurance is as important as ever. Those of you that were affected by the terrible tragedy caused by Hurricane Sandy are well aware of the importance of such coverage. You may be thinking, what are the actual odds of such destruction to be caused…
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Do You Need Umbrella Insurance?
Insurance is an important way to give yourself financial protection in the face of unfortunate circumstances, and there are a number of insurance policies that will protect you in different ways. Homeowners insurance will help to cover any losses if your house is damaged or burglarized. Health insurance helps to cover the costs of expensive…
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