Car Insurance & Technology: 3 Reasons Not to Text and Drive

Car Insurance & Technology: 3 Reasons Not to Text and Drive

man sitting in car with mobile phone in hand texting         April is National Distracted Driver Awareness Month
As technology continually grows from year to year, we become more and more dependent on it. However, when it comes to using technology while you drive, there are definitely some boundaries that need to be respected, especially refraining from texting while driving. The following are three reasons why you should never text and drive:

  1. It’s Unsafe – Texting requires you to take your eyes off the road. Sure it happens with other tasks as well (you should avoid all distractions when possible), but texting requires a certain amount of focus. Not only are you taking your eyes off the road for longer than a few seconds, your attention is completely on something else – making you much more prone to getting into an accident. People who text while driving are 23 times more likely to get into an accident.
  2. It’s Expensive – In addition to the risk of causing serious injury to other motorists and pedestrians, a texting-induced accident can also cause your insurance premiums to go up. In fact,  your insurance carrier could even drop you entirely! Since you’re required to have car insurance in most states, this would mean that you can no longer drive, a serious problem if you depend on your vehicle to get to and from work.
  3. You’re Creating More Traffic – In an age where our attention span seems to be shrinking by the second, more drivers are busting out their cell phones to complain about traffic while waiting their turn at a green light. The problem? They’re in mid sentence as their turn to go comes up, resulting in missing the green light because they were busy complaining about the traffic – thereby becoming a part of the traffic problem themselves.

Of course, you can also be the victim of a texting-while-driving accident. To review your auto insurance policies and make sure you have enough coverage, contact CCW Insurance.