Out of all the things that can cause damage to your home, fire is one of the most dangerous. In fact, over 3,400 people die in fires every year – and that’s just in the United States. Because of this, it’s important to take fire safety precautions throughout your home. Not only will it improve the safety of your home, but it could help to lower the premiums for your homeowner’s insurance as well.
Since October is national fire prevention month, take the time to go over the fire safety of your home and make any necessary changes to improve your home’s fire safety.
One of the most inexpensive fire safety precautions you can take is to make sure that you have smoke alarms and carbon monoxide detectors on every floor of your home. Having these alarms installed will double your chances of survival in the event of a fire. Be sure to test it once a month and make sure to replace the batteries every year. You should also consider installing fire safety sprinklers.
Make sure that you don’t overload any of your circuits or extension cords, and whatever you do, don’t run any cords under carpets or rugs. You should also be wary of any appliances that produce heat, from your fireplace to your furnace. Make sure the area around these units are clear.
For additional questions about fire safety and how it affects your homeowner’s insurance, be sure to contact us online at CCW Insurance today.